/* CSS Document */

body{padding:0; margin:0; font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#000000;}
.outerwrap{width:990px; margin:0 auto; padding:0;}
.pagemargin{padding-left:20px; padding-top:15px; padding-bottom:30px;}
.contentmargin{padding-left:90px;padding-bottom:10px; padding-right:90px;}
.times{font-family:"Times New Roman", Times, serif; font-size:16px; color:#555555;}
.darkblue{ color:#002157;}
.justify{text-align:justify;}
.padt10{padding-top:25px;}
.padt25{padding-top:25px;}
.padt32{padding-top:32px;}
.padr55{padding-right:55px;}
.padl55{padding-left:55px;}
.padr45{padding-right:45px;}
.padl45{padding-left:45px;}